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Wednesday, October 26, 2011

Smoke Detectors – You Need to Know the Differences

Like most, I have always believed that smoke alarms were pretty much the same. After all, every smoke alarm sold is required to be tested and approved. The smoke alarms most of us have at home are either Ionization or Photoelectric type alarms. I have recently learned that the reality is that all smoke alarms are not the same. In real-world fires, these two types of alarms will react very differently and knowing the difference could very well save your life.
Back in the 1970’s, smoke alarms were not commonly used in homes. Back then, the residential fire death rate was about 7 to 8 fatalities per 1,000 US home fires. Between the 70's and now we have installed hundreds of millions of smoke alarms in US homes. Yet today, our chances of dying in a fire still hover around 7 or 8 deaths per 1,000 home fires. Clearly, something is wrong here.
The smoke alarm marketers tell us that the alarms are the same and more recently that we should have both types. It is true that an ionization alarm responds marginally faster to an open or "fast-flame" fire than a photoelectric smoke alarm. On average, ionization alarms will react about 30 to 90 seconds faster to this type of fire. However, nearly 100% of residential fire fatalities are from smoke inhalation and not from the actual fire. Most deadly fires occur at night while you sleep. On average, ionization alarms respond about 30 to 90 minutes slower to smoldering fires than a photoelectric alarm. In these fatal fires, a photoelectric alarm will alert occupants in time to allow a safe exit about 96% of the time. Ionization alarms will generally give sufficient warning less than 40% of the time, meaning 60% of the time someone may die. The problem with ionization alarms isn't just their slow response times. Ionization alarms nuisance trip when you cook, shower, etc. People become frustrated and intentionally disable them, leaving their family completely unprotected. About 2/3's of all residential fire deaths occur in homes that are unprotected. Ionization alarms account for over 85% of disabled alarms. Most of the remaining fire deaths occur in homes where an alarm sounds, but it sounds too late for the occupants to escape. For Ohio fathers Dean Dennis and Doug Turnbull, the battle over ionization alarms is very personal. Both lost daughters in separate Ohio college off-campus housing fires. Those fires claimed a total of eight lives, There were around twenty smoke alarms between those two fatal fires. Some alarms had no batteries, none of the functional alarms responded, all were ionization alarms. Dean and Doug founded Fathers for Fire Safety as a way to educate the public and fire service about this critical issue. This group works closely with the World Fire Safety Foundation, an organization that has been instrumental in educating the fire service community and general public about this critical issue.

There is significant university and government research - some going back to the mid-1970's - clearly showing that ionization alarms are slow to react in smoldering fires. It has taken decades, but there is finally a growing public awareness of this issue. Recently, the International Association of Firefighters (IAFF) took a stand and now recommends that only photoelectric smoke alarms be installed. In July, 201O, the City of Albany, California became the first city in California to require photoelectric smoke alarms in new construction and remodels. In late 2010, the cities of Palo Alto and Orange enacted ordinances requiring photoelectric technology alarms, In January 2011, the City of Sebastopol enacted an ordinance requiring photoelectric technology.
Which Ones Do I Have? It is not always possible to know. In general, if the alarm has a "Hush" feature, it probably an ionization unit. If the label says anything about radioactive material, Americium-241 or the model number has an "I" in it - then it is probably an ionization alarm. If there is any doubt, there is a 95% chance the alarm is an ionization unit. To be safe, simply replace any unknown units with photoelectric alarms.
What About Combination Alarms? There are combination photoelectric/ionization units available. These units have the same issues as ionization only detectors. In some cases - they may actually be worse. They can nuisance trip due to the ionization detector. Some manufacturers appear to have reduced the smoke sensitivity/response of combination units as a way to cut nuisance tripping. There are design issues with certain combination alarms that actually make them less effective than photoelectric only alarms. The International Association of Fire Fighters (IAFF) specifically recommends against installing combination alarms. There are also combination photoelectric/carbon monoxide (CO) alarms. For safety reasons, smoke alarms should be replaced every 10 years. CO detectors should be replaced every 5 to 7 years. With combination units, you are either replacing the smoke alarm portion too soon or relying on a CO detector that is past its replacement date. Combo units are also more expensive. Separate units make more sense. Every year, about 1,000 people die needlessly in residential fires and thousands more are seriously injured. It is critical that public awareness of this issue become the top priority for each of us. Photoelectric alarms provide the best protection in real-world fires that we have available today. And they cost only a few dollars more.

Wednesday, October 5, 2011

Young Investors Planning for Retirement

Cheap foreclosures and short sales in Fresno are luring young investors who dream of snapping up bargains, renting them out and retiring early.

Matthew Phillips, 34, is one of them. The operations supervisor at Toyota Material Handling made a $75,000 offer Aug. 7 on a short sale in northwest Fresno. If the offer is accepted, the home will be his first investment property and the beginning of a plan to retire in 20 years.

"I was thinking, 'How could I get the most money back on my investment?' " Phillips said. "If you put it in the stock market, it's bad right now. If you put it in a bank, it doesn't grow much interest. When you buy real estate ... you'll make money and keep the money you invested in it."

Phillips hopes to join the flood of investors buying foreclosure and short-sale properties in Fresno. Many of those buyers are fixing up their homes and renting them out. After all, as one local real estate professional notes, people who lost their house still need a place to live.

"There's no greater investment now, especially for young people," said veteran investor Tom Hyatt of Hyatt Real Estate in Fresno. "It's like the gold rush."

But it only works with less-expensive houses and there is some risk. Cheap foreclosures can come with expensive problems, and tenants could decide to stop paying rent at any time. To many investors, however, the potential return outweighs the risks.


Read more: http://www.fresnobee.com/2011/10/04/2564682/young-investors-buying-valley.html#ixzz1ZwkOqazX


Read more: http://www.fresnobee.com/2011/10/04/2564682/young-investors-buying-valley.html#ixzz1ZwkHRmGE